Healthcare posts strongest growth outlook, construction recovers since December plunge

APRA lists the top ten ADIs for housing loan books, with Macquarie and ING showing growths exceeding that of the majors.

APRA lists the top ten ADIs for January 2026, revealing lenders are both showcasing positive and negative growths.

See the broker flows, turnaround times, and BDMs and credit experiences of commercial brokers.

The big four remain in the top five lenders in broker usage.

Loan values and volumes have reached record highs, supported by an invigorated first-home buyer segment.

Brokers have the chance to share their thoughts on lender performance in the 17th Third-Party Lending survey, open until 30 April 2026.

The non-financial business loan book shares for the top 10 ADIs grew up to $962 billion by December 2025, driven by the Major and foreign banks.

See the NPS score and broker experience journey ratings per region in the final quarter of 2025.

Before the start of the year, broker concerns surrounding external factors have eased.

Mid-tiers and non-banks lead broker recommendations across speed, client fit and pricing, with NAB and CBA the only majors breaking into top 10s last quarter.

Turnaround times for asset finance loans are less than 2 days for 10 non-bank lenders.

89% of brokers submitted applications to non-major banks last month, higher than the 78% for majors